Privacy Policy for VK Financial Calculator

Effective Date: February 7, 2026

VK Financial Calculator ("the App") is developed by NothingNine Apps and is committed to protecting user privacy. This Privacy Policy explains how information is handled when using the App.

1. Data Processing and Usage

The App is designed for privacy. We do not require accounts or personal details like names or emails.

• Local Calculation: The core logic for your financial planning is processed locally on your device.
• Anonymized Analytics: To improve app performance, we use Google Analytics for Firebase to track anonymized usage events (such as calculation types, input ranges, and results). This data is not linked to your personal identity.

2. Third-Party Services

To support the App's maintenance and improvement, we use third-party services for advertising, analytics, and crash reporting. These services may automatically collect information directly from your device, such as your Advertising ID, device model, OS version, and app interaction data.

All data collected by these third-party SDKs is encrypted in transit using industry-standard protocols (HTTPS/TLS).

Each service processes data according to its own privacy policy:

• Google Play Services
• Google AdMob (Ads)
• Google Analytics for Firebase

3. How Information Is Used

Information collected by third parties is used strictly to:

• Display relevant advertisements.
• Analyze app usage patterns to improve functionality.
• Detect and fix technical issues or crashes.

NothingNine Apps does not sell, rent, or directly collect any personal user data.

4. Data Deletion and Retention

Since the App does not use accounts or cloud storage, your local data is deleted simply by uninstalling the App or clearing the App's storage in your device settings. Technical data handled by third-party services is retained according to their specific policies.

Users may request deletion of anonymized analytics data by contacting us with their App Instance ID. However, because we do not store personal identifiers, the most effective way to delete all data is to uninstall the app and Reset/Delete your Advertising ID in your device settings.

5. User Choices & Consent

• Ad Personalization: You can reset or delete your Advertising ID in your Android settings (Settings > Privacy > Ads).
• Opt-out: You may stop all data collection by third-party SDKs by uninstalling the App.

6. Permissions

The App does not request access to sensitive permissions like your contacts, microphone, or camera. Internet permission is used solely by the third-party ad and analytics SDKs.

7. Children’s Privacy

The App does not knowingly collect personal information from children under 13.

8. Changes to This Policy

We may update this policy periodically to reflect changes in our practices or for legal reasons. The "Effective Date" at the top will be updated accordingly.

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