VK Financial Calculator icon

VK Financial Calculator

Free on Google Play

Every money calculation I kept looking up, in one offline Android app: SIP and mutual fund returns, loan EMIs, retirement schemes, deposits, GST and inflation.

No account, no sign-in, no setup screen. Open a calculator, type the numbers, read the result.

Inputs, results and reports

Screens from the current release. Every result can be read as a breakdown or a month-by-month report.

The calculator list, searchable and grouped into Mutual Funds, Loans and other categories
The calculator list
SIP calculator inputs: investment amount, top-up, expected return rate and tenure
SIP inputs
SIP results: total investment, estimated returns, maturity value and a returns donut chart
SIP results
Loan calculator input screen
Loan inputs
Home Loan (Advanced) results: monthly EMI, total interest, effective rate and a principal versus interest donut chart
Loan breakdown
Month-by-month loan repayment report
Repayment report
Retirement and bank scheme calculators in the searchable list
Retirement schemes
Gold and jewellery cost estimator
Jewellery cost estimate

What you can calculate

Nine categories in the current release. Tap a category in the app, or search by name.

Mutual Funds

  • Systematic Investment Plan (SIP)
  • SIP Goal (Reverse SIP)
  • Systematic Withdrawal Plan (SWP)
  • Index Returns (Historic)

Loans

  • Home Loan
  • Home Loan (Advanced)
  • Bike Loan
  • Car Loan
  • Personal Loan

Retirement

  • National Pension System (NPS)
  • Public Provident Fund (PPF)
  • Employee Provident Fund (EPF)
  • Atal Pension Yojana (APY)
  • PM Shram Yogi Maandhan (PMSYM)

Bank Schemes

  • FD Cumulative
  • FD Payout
  • Recurring Deposit (RD)
  • Sukanya Samriddhi Yojana (SSY)
  • Senior Citizen Savings Scheme (SCSS)
  • Kisan Vikas Patra (KVP)
  • Mahila Samman Savings Certificate (MSSC)

Post Office

  • Post Office Monthly Income (POMIS)
  • Post Office RD (PORD)
  • Post Office Time Deposit (POTD)
  • National Savings Certificate (NSC)

General

  • Future Value
  • Simple Interest
  • Inflation Calculator
  • Inflation (Historic)
  • Discount & Markup Calculator
  • Chit Fund Calculator
  • Jewellery Cost Estimator

Bonds

  • Sovereign Gold Bond (SGB)

Tax

  • GST Calculator

Employees

  • HRA Exemption
  • Gratuity Calculator

For calculations only

VK Financial Calculator does not provide or promote financial services, products or advice. Results are estimates based on the numbers you enter.

Privacy and support

Calculations run on your device. The app shows ads and collects anonymised analytics, and the full policy explains exactly what.